Rob Chen

Hello and welcome to my blog.

  • Here I aim to document my journey and experiences as an expat in Germany.
  • Topics I write about: Personal finance, investing, fitness & sport, and technology.
  • Feel free to look around and enjoy your stay!
Picture of the Schloss Johannisburg and the Main River in Aschaffenburg

September 2026: End of summer, Aschaffenburg, and good markets

The summer season of 2026 comes slowly to an end in Germany. Here is an update on what I’ve done in the month of September, both in terms of personal developments and a financial overview.

September 18, 2026 · 6 min · Rob
A picture of the English Garden in Munich on a beautiful, sunny day.

August 2026: New Triathlon goals, a weekend in Munich and strong market returns

Another wonderful summer month in Germany with plans for a new triathlon challenge in 2027, a fantastic weekend trip to Munich, and a very bullish market.

August 20, 2026 · 5 min · Rob
Image of a paraglider taken at the foot of the Alps in beautiful Allgäu.

July 2026: Summer heat, a weekend getaway, and slow markets

A monthly review looking back at my experiences during the warm summer month of July in 2026.

August 10, 2026 · 4 min · Rob
Image taken from a restaurant in the Alps overlooking a lake.

Report: Second Quarter of 2026

It’s been another three months since my last quarterly review. This means it’s time for another report of my finances for the second quarter of 2026.

August 4, 2026 · 4 min · Rob
An image depicting the power of investing and the multiple benefits it creates.

Working full-time and investing full-time: Lessons learned

Lessons I learned after investing in passive index funds over the years and how they’ve changed the way I look at full-time employment and my career development as a whole.

April 2, 2026 · 7 min · Rob
Image of a quarterly financial report.

Report: First Quarter of 2026

The start of a new series focusing on quarterly financial reports, lifestyle updates, and general financial observations. This is one focuses on the first quarter of the year 2026.

March 31, 2026 · 4 min · Rob
Two rocks balancing each other out in the desert.

Series: FIRE investing in Germany - Taxes and Portfolio Rebalancing

The third and final part of a three-part series. Here we dive into a topic no one likes: taxes! We’ll also cover portfolio rebalancing, its benefits, and why you should really be doing it.

January 28, 2026 · 5 min · Rob
Let's talk investment strategy for long-term success

Series: FIRE investing in Germany - Strategy and risk tolerance

The second part of a three-part series. In this post, we’ll dive into the fun part of investing—figuring out your strategy, aka what to buy!

January 7, 2026 · 4 min · Rob
So, you want to start investing in your future as an expat in the EU?

Series: FIRE investing in Germany - Foundations

The first part of a three-part series. Here, I’ll cover important information and foundational steps for anyone who wants to start their FIRE investing journey while living and working in the EU—for expats and locals alike.

January 6, 2026 · 4 min · Rob
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The basics of wealth accumulation

Here I’ll share my experience in accumulating wealth in Germany as an Expat. From how it all began, to how it went in the last years, and what I’m currently doing in the present day.

December 28, 2025 · 5 min · Rob